The Apple Card, a high-profile credit card partnership between Goldman Sachs and Apple, is scheduled to launch in the first two weeks of August, a person familiar with the project told CNBC.

一位知情人士向美國消費者新聞與商業頻道(CNBC)透露,高盛集團和蘋果高調推出的信用卡Apple Card預計于八月份前兩周推出。

Apple revealed the new credit card product in March at an event at its headquarters. Goldman Sachs CEO David Solomon was in attendance at the launch.

蘋果于三月份在總部發布了這款新的信用卡產品,高盛集團首席執行官David Solomon出席了發布會。

At the time, Apple said that Apple Card would launch “this summer.”

當時蘋果稱Apple Card將于“今年夏季”推出。

圖片來源:視覺中國

For Apple, the credit card is another online service that will help keep current iPhone users hooked on Apple products.

對于蘋果而言,這款信用卡是另一項線上服務,有助于使現有的iPhone用戶專注于蘋果產品。

And for Goldman Sachs, it’s the highest-profile product in a growing consumer push for the investment bank.

對于高盛集團而言,這是這家投資銀行為滿足不斷增長的消費者需求推出的最引人注目的產品。

Goldman Sachs declined to comment. Apple declined to comment.

高盛集團拒絕置評,蘋果也拒絕置評。

Apple is handling the user-facing software product and Goldman Sachs is handling the back-end by providing Apple with software tools called APIs for the financial services the product uses, the person said.

該知情人士透露,蘋果正在處理這款面向用戶的軟件產品,高盛集團正在處理后臺運行,為蘋果提供應用程序編程接口的軟件工具來提供該產品所使用的金融服務。

The card is designed to be used through the iPhone’s Wallet app, but it also includes a physical titanium card for vendors that do not accept contactless payments.

這張卡被設計為通過iPhone的錢包應用程序使用,也有鈦合金的實體卡,供不接受無接觸式付款方式的商家使用。

The Apple Card is designed to stand out from other credit cards by providing a sophisticated software interface to track balance and purchases.

這款Apple Card的設計有別于其他信用卡,提供一個復雜的軟件界面來跟蹤余額和支付。

It also has several consumer-friendly features that encourage users to avoid debt or pay it down quickly, which has led some people in finance to believe it will be difficult for banks to make money on the product, CNBC previously reported.

美國消費者新聞與商業頻道此前報道稱,它也有幾個對消費者有利的特點,避免消費者負債或者快速還清債務,這讓很多金融界人士覺得銀行很難從這個產品上賺到錢。

Users can sign up for the card in the most recent version of the iPhone software, iOS 12.4, the person said.

知情人士說用戶可以在iPhone最新的iOS 12.4版本上申請該卡。

The Apple Card wallet integration also works with iOS 13, which is scheduled to launch this fall alongside new iPhones. People are already testing the card, the person said.

這款Apple Card一體錢包也兼容iOS 13,預計今年秋天和新款iPhone一起推出。這位知情人士說人們已經開始試用這張卡了。

 

翻譯:菲菲